Lloyds Banking Group has confirmed that it is to cut 985 jobs over the next two years. The company revealed that the job cuts will come from a company they own which offers car finance, which has been found to be 'no longer financially viable'. The company is the Bank of Scotland Dealer Finance, which will not approve any new loans after September, but will continue to serve existing customers through its Black Horse Motor Finance brand.
The redundancies will be the first major job cuts to have been made since Lloyds Banking Group was formed with the merger of Halifax Bank of Scotland and Lloyds TSB. 340 jobs will be slashed in Chester, with a further 200 to go in Speke, Merseyside, revealed the 43 per cent nationalised bank.
Despite the interest rate reductions from the Bank of England, banks have continued to struggle, with profit margins afflicted by the ban on Payment Protection Insurance (PPI). With lenders still cautious in approving loan applications, savings rates have been equally meagre, forcing customers to search away from savings accounts in the hope of a better return on their money.






