Smile Bank Account

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Smile Bank Account

The Smile bank, owned by the Cooperative Bank, offers customers an award-winning and ethical banking service.

The company has received its fair share of recognition over the years, winning awards for best internet bank and banking customer satisfaction and customer service.

Smile banking products include a current account, a premium account, 2 credit cards, loans, mortgages, and a no-notice savings account. Investment options include an ISA, a range of funds and shares.

The company’s ethical policy is written in full on-site, along with several current environmental campaigns ( such as sourcing 98% of their electricity from renewable sources) and practical ways in which Smile is advancing in the world of banking.

Smile Internet Banking

The Smile website is well designed, reliable and simple to use. Customers are able to view easy-to-understand balances, which display all of their Smile products on one page. Bill payments and standing orders can be set-up and amended, while money transfers can be sent to individuals.

Account holders can also order foreign currency and travellers' cheques and repeat statements online. Extras include a handy application tracker that lets users view how any of their service applications are getting on.

A helpful demo is provided for new users, along with a host of user guidelines, while all information is written in a friendly, down-to-earth style that highlights the company’s emphasis on user-friendliness.

Furthermore, the site is very secure and was the first online UK bank to be accredited with the British Standards certification for Information Security management.